Starting in the first quarter of 2021, we changed the Group’s organizational structure and financial reporting to reflect our strategic initiatives and achieve our aim: to be the world’s best open financial services platform.

Our primary segments are Europe, North America, South America and Digital Consumer Bank. Our global reach is backed by our secondary segments: Santander Corporate & Investment Banking (Santander CIB), Wealth Management & Insurance (WM&I) and PagoNxt.